Stationery Credit Union
- Assets
- $16.6m
- Revenue
- $561.6k
- Investments
- $0.0
- Employees
- 4
- Location
- St Joseph, MO
- Founding
- Data as of
- 12/2022
- EIN
- 44-0666118
Organization Overview
Stationery Credit Union is located in St Joseph, MO. As of 12/2022, Stationery Credit Union employed 4 individuals. Stationery Credit Union is a 501(c)(14) and as such, is described as a "State Chartered Credit Union, Mutual Reserve Fund" by the IRS.
For the year ending 12/2022, Stationery Credit Union generated $561.6k in total revenue. The organization has seen a slow decline revenue. Over the past 8 years, revenues have fallen by an average of (1.6%) each year. All expenses for the organization totaled $604.1k during the year ending 12/2022. You can explore the organizations financials more deeply in the financial statements section below.
Form
990
Mission & Program ActivityExcerpts From the 990 Filing
TAX YEAR
2022
Describe the Organization's Mission:
Part 3 - Line 1
TO BECOME THE PRIMARY FINANCIAL INSTITUTION FOR ITS MEMBERS; PROVIDING DEPENDABLE, AFFORDABLE, PROMPT, COURTEOUS AND CONFIDENTIAL SERVICES. TO ENDEAVOR TO MEET CURRENT AND FUTURE NEEDS FOR THE MEMBERS BY MAINTAINING LOW COSTS WHILE PROVIDING THE BEST SERVICE POSSIBLE.
Describe the Organization's Program Activity:
Part 3 - Line 4a
PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 2,124 MEMBERS.
PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2022, THERE WERE 1,552 LOANS OUTSTANDING TOTALING $4,941,603.
PAID DIVIDENDS AND INTEREST ON MEMBER DEPOSITS TOTALING $21,911 FOR THE YEAR.
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Board, Officers & Key Employees
| Name (title) | Role | Hours | Compensation |
|---|---|---|---|
Marti Nurski President / Board Treasurer | OfficerTrustee | 40 | $95,011 |
John Hart Chairperson | Trustee | 2 | $0 |
Charles Ham Board Member | Trustee | 2 | $0 |
Kyle Loehnig Board Member | Trustee | 2 | $0 |
Melissa Palmer Board Member | Trustee | 2 | $0 |
Stephen Bigham Vice Chairperson | Trustee | 2 | $0 |
Financial Statements
| Statement of Revenue | |
|---|---|
| Federated campaigns | $0 |
| Membership dues | $0 |
| Fundraising events | $0 |
| Related organizations | $0 |
| Government grants | $1,898 |
| All other contributions, gifts, grants, and similar amounts not included above | $0 |
| Noncash contributions included in lines 1a–1f | $0 |
| Total Revenue from Contributions, Gifts, Grants & Similar | $1,898 |
| Total Program Service Revenue | $460,459 |
| Investment income | $95,957 |
| Tax Exempt Bond Proceeds | $0 |
| Royalties | $3,262 |
| Net Rental Income | $0 |
| Net Gain/Loss on Asset Sales | $0 |
| Net Income from Fundraising Events | $0 |
| Net Income from Gaming Activities | $0 |
| Net Income from Sales of Inventory | $0 |
| Miscellaneous Revenue | $0 |
| Total Revenue | $561,576 |
| Statement of Expenses | |
|---|---|
| Grants and other assistance to domestic organizations and domestic governments. | $0 |
| Grants and other assistance to domestic individuals. | $0 |
| Grants and other assistance to Foreign Orgs/Individuals | $0 |
| Benefits paid to or for members | $0 |
| Compensation of current officers, directors, key employees. | $86,848 |
| Compensation of current officers, directors, key employees. | $0 |
| Compensation to disqualified persons | $0 |
| Other salaries and wages | $159,437 |
| Pension plan accruals and contributions | $0 |
| Other employee benefits | $45,102 |
| Payroll taxes | $16,995 |
| Fees for services: Management | $0 |
| Fees for services: Legal | $536 |
| Fees for services: Accounting | $12,537 |
| Fees for services: Lobbying | $0 |
| Fees for services: Fundraising | $0 |
| Fees for services: Investment Management | $0 |
| Fees for services: Other | $35,175 |
| Advertising and promotion | $1,940 |
| Office expenses | $69,654 |
| Information technology | $68,302 |
| Royalties | $0 |
| Occupancy | $17,286 |
| Travel | $0 |
| Payments of travel or entertainment expenses for any federal, state, or local public officials | $0 |
| Conferences, conventions, and meetings | $3,674 |
| Interest | $10 |
| Payments to affiliates | $0 |
| Depreciation, depletion, and amortization | $17,895 |
| Insurance | $0 |
| All other expenses | $847 |
| Total functional expenses | $604,066 |
| Balance Sheet | |
|---|---|
| Cash—non-interest-bearing | $364,458 |
| Savings and temporary cash investments | $10,447,617 |
| Pledges and grants receivable | $0 |
| Accounts receivable, net | $0 |
| Loans from Officers, Directors, or Controlling Persons | $0 |
| Loans from Disqualified Persons | $0 |
| Notes and loans receivable | $4,915,735 |
| Inventories for sale or use | $0 |
| Prepaid expenses and deferred charges | $49,828 |
| Net Land, buildings, and equipment | $106,923 |
| Investments—publicly traded securities | $0 |
| Investments—other securities | $0 |
| Investments—program-related | $0 |
| Intangible assets | $0 |
| Other assets | $672,286 |
| Total assets | $16,556,847 |
| Accounts payable and accrued expenses | $21,435 |
| Grants payable | $0 |
| Deferred revenue | $0 |
| Tax-exempt bond liabilities | $0 |
| Escrow or custodial account liability | $0 |
| Loans and other payables to any current Officer, Director, or Controlling Person | $0 |
| Secured mortgages and notes payable | $0 |
| Unsecured mortgages and notes payable | $0 |
| Other liabilities | $14,724,504 |
| Total liabilities | $14,745,939 |
| Net assets without donor restrictions | $0 |
| Net assets with donor restrictions | $0 |
| Capital stock or trust principal, or current funds | $0 |
| Paid-in or capital surplus, or land, building, or equipment fund | $0 |
| Retained earnings, endowment, accumulated income, or other funds | $1,810,908 |
| Total liabilities and net assets/fund balances | $16,556,847 |
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